{"id":215,"date":"2023-12-13T21:20:03","date_gmt":"2023-12-13T21:20:03","guid":{"rendered":"https:\/\/floridahometrust.com\/?page_id=215"},"modified":"2024-04-05T07:06:02","modified_gmt":"2024-04-05T07:06:02","slug":"programs","status":"publish","type":"page","link":"https:\/\/floridahometrust.com\/es\/programs\/","title":{"rendered":"Programas"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-padding-right:85px;--awb-padding-bottom:60px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1352px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"876\" height=\"917\" title=\"About Us (1)\" src=\"https:\/\/floridahometrust.com\/wp-content\/uploads\/2023\/12\/About-Us-1-e1702498163361.jpg\" alt class=\"img-responsive wp-image-171\" srcset=\"https:\/\/floridahometrust.com\/wp-content\/uploads\/2023\/12\/About-Us-1-e1702498163361-200x209.jpg 200w, https:\/\/floridahometrust.com\/wp-content\/uploads\/2023\/12\/About-Us-1-e1702498163361-400x419.jpg 400w, https:\/\/floridahometrust.com\/wp-content\/uploads\/2023\/12\/About-Us-1-e1702498163361-600x628.jpg 600w, https:\/\/floridahometrust.com\/wp-content\/uploads\/2023\/12\/About-Us-1-e1702498163361-800x837.jpg 800w, https:\/\/floridahometrust.com\/wp-content\/uploads\/2023\/12\/About-Us-1-e1702498163361.jpg 876w\" sizes=\"(max-width: 640px) 100vw, 800px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Programas<\/h2><\/div><div class=\"fusion-text fusion-text-1\"><h4><b>\u00bfQu\u00e9 es un ARM?<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">ARM son las siglas en ingl\u00e9s de Hipoteca a Tipo Ajustable, lo que significa que el tipo de inter\u00e9s que pagas al banco cambiar\u00e1 durante la vida del pr\u00e9stamo seg\u00fan las condiciones del mercado. Pero, \u00a1espera! Hay un periodo inicial en el que el inter\u00e9s es fijo y puede ser, seg\u00fan la ARM elegida, de uno a cinco a\u00f1os. <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">El ARM tradicional te ofrece todas las caracter\u00edsticas de un pr\u00e9stamo a tipo fijo combinadas con el valor de una hipoteca a tipo variable, estos tipos suelen ser m\u00e1s bajos que las t\u00edpicas opciones a 30 a\u00f1os a plazo fijo.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Ventajas: <\/b><\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Te da pagos fijos durante un periodo de tiempo determinado<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Tasas de acceso bajas<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Financiaci\u00f3n asequible de la vivienda<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><b>Considera un ARM tradicional si:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quieres la estabilidad de un tipo fijo bajo durante un periodo de tiempo determinado.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prefieres tener dinero extra a mano para invertir u otras necesidades.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Buscas un producto totalmente amortizable.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tienes intenci\u00f3n de conservar la vivienda durante 7 a\u00f1os o menos.<\/span><\/li>\n<\/ul>\n<p><b>- Variaciones<\/b><\/p>\n<p><span style=\"font-weight: 400;\">- Periodo inicial de tipo fijo de 1, 3 y 5 a\u00f1os antes de ajustar.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-215","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Programs - Mortgagely<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/floridahometrust.com\/es\/programs\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Programs - Mortgagely\" \/>\n<meta property=\"og:url\" content=\"https:\/\/floridahometrust.com\/es\/programs\/\" \/>\n<meta property=\"og:site_name\" content=\"Mortgagely\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-05T07:06:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/floridahometrust.com\/wp-content\/uploads\/2024\/05\/Captura-de-pantalla-2024-05-02-102539.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1453\" \/>\n\t<meta property=\"og:image:height\" content=\"704\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/floridahometrust.com\/programs\/\",\"url\":\"https:\/\/floridahometrust.com\/programs\/\",\"name\":\"Programs - Mortgagely\",\"isPartOf\":{\"@id\":\"https:\/\/floridahometrust.com\/#website\"},\"datePublished\":\"2023-12-13T21:20:03+00:00\",\"dateModified\":\"2024-04-05T07:06:02+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/floridahometrust.com\/programs\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/floridahometrust.com\/programs\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/floridahometrust.com\/programs\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/floridahometrust.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Programs\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/floridahometrust.com\/#website\",\"url\":\"https:\/\/floridahometrust.com\/\",\"name\":\"Florida Home Trust\",\"description\":\"Your home loan in Florida\",\"publisher\":{\"@id\":\"https:\/\/floridahometrust.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/floridahometrust.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/floridahometrust.com\/#organization\",\"name\":\"Florida Home Trust\",\"url\":\"https:\/\/floridahometrust.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/floridahometrust.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/floridahometrust.com\/wp-content\/uploads\/2023\/12\/FHT.png\",\"contentUrl\":\"https:\/\/floridahometrust.com\/wp-content\/uploads\/2023\/12\/FHT.png\",\"width\":127,\"height\":56,\"caption\":\"Florida Home Trust\"},\"image\":{\"@id\":\"https:\/\/floridahometrust.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.instagram.com\/floridahometrust\/\",\"https:\/\/www.linkedin.com\/company\/florida-home-trust-mortgage\/about\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Programs - Mortgagely","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/floridahometrust.com\/es\/programs\/","og_locale":"es_ES","og_type":"article","og_title":"Programs - Mortgagely","og_url":"https:\/\/floridahometrust.com\/es\/programs\/","og_site_name":"Mortgagely","article_modified_time":"2024-04-05T07:06:02+00:00","og_image":[{"width":1453,"height":704,"url":"https:\/\/floridahometrust.com\/wp-content\/uploads\/2024\/05\/Captura-de-pantalla-2024-05-02-102539.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Tiempo de lectura":"5 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/floridahometrust.com\/programs\/","url":"https:\/\/floridahometrust.com\/programs\/","name":"Programs - Mortgagely","isPartOf":{"@id":"https:\/\/floridahometrust.com\/#website"},"datePublished":"2023-12-13T21:20:03+00:00","dateModified":"2024-04-05T07:06:02+00:00","breadcrumb":{"@id":"https:\/\/floridahometrust.com\/programs\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/floridahometrust.com\/programs\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/floridahometrust.com\/programs\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/floridahometrust.com\/"},{"@type":"ListItem","position":2,"name":"Programs"}]},{"@type":"WebSite","@id":"https:\/\/floridahometrust.com\/#website","url":"https:\/\/floridahometrust.com\/","name":"Florida Home Trust","description":"Your home loan in Florida","publisher":{"@id":"https:\/\/floridahometrust.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/floridahometrust.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/floridahometrust.com\/#organization","name":"Florida Home Trust","url":"https:\/\/floridahometrust.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/floridahometrust.com\/#\/schema\/logo\/image\/","url":"https:\/\/floridahometrust.com\/wp-content\/uploads\/2023\/12\/FHT.png","contentUrl":"https:\/\/floridahometrust.com\/wp-content\/uploads\/2023\/12\/FHT.png","width":127,"height":56,"caption":"Florida Home Trust"},"image":{"@id":"https:\/\/floridahometrust.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.instagram.com\/floridahometrust\/","https:\/\/www.linkedin.com\/company\/florida-home-trust-mortgage\/about\/"]}]}},"_links":{"self":[{"href":"https:\/\/floridahometrust.com\/es\/wp-json\/wp\/v2\/pages\/215","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/floridahometrust.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/floridahometrust.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/floridahometrust.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/floridahometrust.com\/es\/wp-json\/wp\/v2\/comments?post=215"}],"version-history":[{"count":2,"href":"https:\/\/floridahometrust.com\/es\/wp-json\/wp\/v2\/pages\/215\/revisions"}],"predecessor-version":[{"id":308,"href":"https:\/\/floridahometrust.com\/es\/wp-json\/wp\/v2\/pages\/215\/revisions\/308"}],"wp:attachment":[{"href":"https:\/\/floridahometrust.com\/es\/wp-json\/wp\/v2\/media?parent=215"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}