Why Florida Home Trust?

Florida Home Trust Mortgage has proudly established itself as a premier lender renowned for its top-notch service and unwavering commitment to excellence. 

With a track record dating back to 2002, FHT has weathered market storms and emerged stronger, standing alongside its esteemed parent banking syndicate, FACEBANK International. Our mission? To streamline and simplify the real estate financing process, providing unparalleled ease and peace of mind to our valued clients.

FHT provides an incomparable, straight forward, relaxed and modest approach to real estate financing.

Useful Resources


Before you Apply


Property Types


Yes, most of our loans follow a step-down 3/2/1 prepayment penalty format. This means that there will be 3% penalty fee on the original balance of the loan if you pay off your mortgage in the first year, 2% penalty fee on the original balance if you pay it off in the second year, and 1% penalty fee on the original balance if you pay it off in the third year. After the third year, there is no prepayment penalty.

We finance condotels on a case by case basis. Please reach out to us with a specific property and we can confirm whether or not we can proceed.

We are currently licensed in Florida and Texas and we are in the process of expanding to several additional states.